Down Payment Grants

Some housing agencies, municipalities, nonprofit organizations and lenders offer programs to reduce the cost of either a down payment or closing costs for eligible homebuyers. These programs may have income limits, purchase price limits, first-time homebuyer requirements, geographic requirements, or may only be offered in combination with a mortgage product from a specific lender.


Usually between $2,000 - $10,000 (or 3% - 5% of home purchase price).

Usually claimed as lender credit.

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